Wednesday, February 19, 2020

Corporate Finance High School Essay Example | Topics and Well Written Essays - 1500 words

Corporate Finance High School - Essay Example That is, organizations need to be structured in such a way so the agent will expect that diligently serving the interests of his or her principals will also be in his or her own long-run best interests. In order to accomplish this, the principals need to be reasonably clever in setting up the initial rules of the game that are set in the employment contract , sufficiently vigilant in keeping track of their agents' quality of performance over time, and willing to bear at least some minimum level of "agency costs" in order to provide the necessary incentives There are many definitions for the term ethical investment, and what this term entails. Ritsie Lowry, maintainer of the GoodMoney site1 suggests that "In one sense, ethical investment is just like traditional investment. Ethical investors pursue the same economic goals as all investors: capital gains, higher income and/or preservation of capital for future needs. However, ethical investors want one additional thing. They don't want their investments going for thing that cause harm to the social or physical environments, and they do want their investments to support needed and life-supportive goods and services". From this certain definition we are able to realize that ethical investment is similar to the conventional investment, but differs to the fact that it needs one more requirement. Ethical Investors are very strict as far as the kind of business their money is going to fund. Many researches have proved that the ethical investors prefer to invest their money ethically although they know beforehand that the investment will not be as lucrative as a traditional investment. Russell Sparkes 2 in his book mentions "Repeated surveys (the last by Minitel in 1991) have shown that around 40% of the public want their money invested ethically. Interestingly enough, most of those in favor said that they would make ethical investments even if they knew that the returns would be lower than on conventional investments". Nevertheless there exist some facts which prove that ethical investment is quiet lucrative and in some cases more lucrative than the traditional investment. Weidner Investments3, point out four reasons, why the ethical investment is more profitable: 1) Management of the ethical company can focus on genuine growth without worrying about public reactions 2) Legal and hassle related costs are minimal 3) Brand loyalty is less expensive to maintain 4) Active ethical investors and consumers will give the firm free advertising again and again All these points seem quiet rational and representative of reality. We can assume that ethical

Tuesday, February 4, 2020

Depression Essay Example | Topics and Well Written Essays - 750 words - 4

Depression - Essay Example More detailed definitions of the term give a little more sense of the depth of emotion the term indicates. Another Merriam-Webster definition goes deeper by describing depression as â€Å"a psychoneurotic or psychotic disorder marked especially by sadness, inactivity, difficulty in thinking and concentration, a significant increase or decrease in appetite and time spent sleeping, feelings of dejection and hopelessness, and sometimes suicidal tendencies† (2009). The tendency to define the condition based on how it makes a person feels is echoed in Medline but Medline adds that these feelings must be experienced for an extended period of time. But everyone has a tendency to feel some or even all of these feelings at some point during their day or week, so what makes the depressed person different from everyone else? Trying to understand what is really meant by the term depression becomes more confusing when it is understood that there are several different types of depression. According to the National Institute of Mental Health, there are at least five different types of depression. Major depressive disorder, or major depression, is what is commonly defined in the dictionary in terms of the symptoms a person might experience. More than just sadness, though, â€Å"major depression is disabling and prevents a person from functioning normally† (NIMH, 2009). The other kinds of depression all fall under the heading of dysthymic disorder which is not considered to be disabling, but is considered long-term, which NIMH defines as two years or more. These include psychotic depression, postpartum depression and seasonal affective disorder. Psychotic depression is like regular depression but includes the person developing hallucinations, delusions or breaking from reality. Postpartum depression ha ppens within the first month after giving birth and seasonal affective disorder occurs during the winter months when there is less